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$250 Discount!

We never lose a deal based on fees or pricing.  We are one of the only Title Companies to make our fees available for free online.  All first time customers, who present this coupon prior to closing, will receive a $250.00 discount on published fees.
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Home Kentucky Information
Kentucky Information PDF Print E-mail
VESTING   
  • The following tenancy types are recognized: Tenants in Common; Joint Tenants and Tenants by the Entirety              
  • The non-titled spouse must sign the security instrument irregardless if he/she holds title              
  • Acceptable instruments for transferring ownership of real property: Warranty Deed; Quitclaim Deed or Limited Warranty Deed              
                 
RELEASE
  • Release (release must state recording information of mortgage being satisfied)           
                 
POWER OF ATTORNEY              
  • Must be durable and specify what powers the attorney holds              
                 
TAX DUE DATES       
  • Taxes are due on September 15th              
  • Taxes become delinquent on January 1st              
                 
MORTGAGE/TRANSFER TAX
  • Mortgage tax is NOT charged              
  • Transfer tax fees are $0.50 per $500.00              
                 
SECURITY INSTRUMENT RECORDING REQUIREMENTS      
  • All instruments submitted for recording must include a name, address and signature of who prepared the document              
  • Notarization must include signature, expiration date of commission and seal or stamp (seal or stamp only required for Out of State notaries)
  • Property tax ID must be included on all documents submitted for recording              
  • All original signatures must have names typed or printed under signature line              
                 
WHO MAY SERVE AS TRUSTEE ON DEED OF TRUST   
  • Not required              
                 
STATUTE OF LIMITATIONS              
                 
  • JUDGMENTS IN FAVOR OF U.S. - 20 years              
  • ALL OTHER JUDGMENTS - 15 years              
  • STATE OF KENTUCKY TAX LIENS - 10 years              
  • FEDERAL TAX LIENS - 10 years              
  • MECHANICS LIEN - 1 years                
  • ESTATE TAX - 10 years              
  • HOMEOWNER'S ASSOCIATION - 15 years              
  • FINANCING STATEMENT - 5 years              
  • MORTGAGES - 15 years from maturity date                             
  • NOTICE OF COMMENCEMENT                                                                     
  • PERSONAL PROPERTY TAX LIENS - 10 years              
  • WORKERS COMPENSATION TAX LIENS - 10 years              
  • PRIVATE              
  • LIS PENDENS               
  • STATE INHERITANCE TAX - 10 years